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Dive into our rich pool of articles and guides, each crafted with you in mind. Feel empowered as you explore, learn, and ultimately make informed insurance decisions. If you ever find yourself with questions, remember we're here to help. Welcome to a space where insurance makes sense! Happy learning!
Latest News & Articles
Does a Permit Driver Need Insurance in Texas?
You don’t have to get auto insurance for a learner’s permit in Texas, however, you still need to notify your insurance carrier. Failure to do so could result in lapses in coverage in the event of an accident. Planning ahead can help your family save money on auto insurance once your teen gets a Texas driver’s license.
Will a Hit-And-Run Claim Raise My Insurance?
A hit-and-run accident shouldn’t cause you to have an increase in your auto insurance premium if you aren’t at fault. With that said, some circumstances and carriers may also cause you to pay a higher premium. There are laws in Texas to help mitigate hit-and-runs, however, this doesn’t mean they aren’t a common issue for drivers. You can protect yourself with uninsured/underinsured motorist (UM/UIM) coverage and if you are facing a premium increase due to a hit-and-run, shopping carriers can help you switch and save money.
Texas Hurricane Insurance Resources – Definition, TWIA, and Coverage
In Texas, hurricane insurance primarily pertains to homeowners insurance featuring a hurricane deductible, especially in high-risk coastal areas. Additionally, it encompasses various policies like home/renters, windstorm, and flood insurance. Windstorm deductibles, based on a percentage of the home’s value, differ from standard homeowners insurance deductibles. Renters, drivers, and boat owners each have distinct needs for storm coverage in Texas. Regardless of your situation, securing coverage before hurricane season begins is crucial to avoid any potential lapses.